Mobile Home Insurance in Aberdeen, SD

At Insurance Plus, we understand that unpredictable events like fires or harsh weather have the potential to cause significant damage to your mobile home. That’s why the right insurance policy is so important: it can help protect your home and your loved ones from financial hardship when disaster strikes.

What Is Mobile Home Insurance?

Simply put, mobile home insurance covers mobile and manufactured homes. This type of insurance functions similarly to standard homeowners’ policies, often providing coverage for the home, your belongings and liability. Specifically, a mobile home insurance policy may include the following:

• Dwelling coverage may help cover the costs of repairing or replacing your mobile home if it’s damaged by covered events such as fire, hail, theft, or vandalism.

• Liability coverage is designed to cover any legal or medical costs incurred if you or a resident of your home is held responsible for someone else’s injuries or property damage.

• Personal property coverage may help replace belongings like furniture, electronics, clothing and appliances that were stolen or damaged by a covered peril.

How Much Is Mobile Home Insurance?

The cost of mobile home insurance may depend on several factors. An insurer may consider your home’s age, condition and location when determining premiums and coverage. Your claims history may also affect your premium. It’s recommended that you consult with an insurance agent for a personalized quote.

Contact Us Today

Reach out to Insurance Plus today to learn more about your mobile home insurance options.