Call Us 605-225-4270 ☰ ˟
Logo
Call Us 605-225-4270
  • home
  • Our Agency
    • About Us
    • Employee Directory
    • Location(s)
    • Providers
    • Testimonials
    • Privacy Policy
  • Products
    • Home & Auto Insurance
    • Auto InsuranceImage of right arrow
      • Liability Coverage
      • Comprehensive Coverage
      • Collision Coverage
      • Uninsured & Underinsured Motorist Coverage
      • Accident Forgiveness
      • Minor Violation Forgiveness
      • Rental Reimbursement
      • Classic Automobile
      • Personal Injury Protection (PIP)
      • SR-22 Insurance
      • Medical Payments Coverage
    • Home InsuranceImage of right arrow
      • Flood Insurance
      • Property Insurance
      • Homeowners Liability
      • Renters Insurance
      • Condo Insurance
      • Mobile Home Insurance
      • Scheduled Property Insurance
      • Landlords Insurance
      • In-Home Business Insurance
    • Other Personal InsuranceImage of right arrow
      • Identity Theft
      • Cyber Liability Insurance
      • Personal Umbrella Insurance
      • Data Backup
    • Farm InsuranceImage of right arrow
      • Farm Owners Insurance
      • Farm Livestock Insurance
      • Equine Insurance
      • Farm Dwelling Insurance
      • Farm Structures Insurance
      • Farm Auto Insurance
      • Farm Umbrella Insurance
      • Farm Liability Insurance
    • Crop Insurance
    • Life InsuranceImage of right arrow
      • Individual Life Insurance
      • Group Life Insurance
      • Long-Term Care Insurance
      • Mortgage Protection Insurance
      • Disability Insurance
      • Second-To-Die Policy
      • Key Person (Key Men) Insurance
    • Health InsuranceImage of right arrow
      • Medicare Insurance
      • Individual & Family Health Insurance
      • Group Health Insurance
      • Dental Coverage
      • Vision Coverage
      • Long-Term Care Insurance
      • Temporary Health Insurance
      • Supplemental Insurance
      • Disability Insurance
      • Travel Health Insurance
      • Prescription Insurance
      • HSAs
      • Medicare Supplement Insurance
    • Recreational Vehicle InsuranceImage of right arrow
      • Boat Insurance
      • Motorcycle Insurance
      • Motorhome Insurance
      • ATV Insurance
      • Snowmobile Insurance
    • Annuities
    • Coverage for Specific IndustriesImage of right arrow
      • Accounting Firm Insurance
      • Alarm Contractors Insurance
      • Insurance for Arborists
      • Construction Insurance
      • Consulting Firm Insurance
      • Specialty Trade Contractors Insurance
      • Craft Brewery Insurance
      • Educational Facility Insurance
      • Financial Institution Insurance
      • Healthcare Facility Insurance
      • Healthcare Practice Insurance
      • HVAC Contractors Insurance
      • Law Firm Insurance
      • Life Science Insurance
      • Limousine Services Insurance
      • Livestock Insurance
      • Maintenance Contractors Insurance
      • Manufacturing Insurance
      • Maritime Employers Insurance
      • Media & Advertising Insurance
      • Orthotics & Prosthetics Insurance
      • Pool & Spa Insurance
      • Printers & Publishers Insurance
      • Railroad Contractors Insurance
      • Real Estate Businesses Insurance
      • Retail Insurance
      • School Bus Contractors Insurance
      • Scrap Metal Insurance
      • Security Guards Insurance
      • Self-Storage Insurance
      • Septic Contractors Insurance
      • Specialized Truck Equipment Insurance
      • Technology Services Insurance
      • Tow Trucks Insurance
      • Water Well Drillers Insurance
    • Coverage for Your BusinessImage of right arrow
      • Loss Control Insurance
      • Marine Insurance
      • Business Owners Policy (BOP)
      • Commercial Auto Insurance
      • Commercial General Liability
      • Commercial Property Insurance
      • Commercial Umbrella Insurance
      • Crime Insurance
      • Inland Marine Insurance
      • Professional Liability
      • Small Business Liability Insurance
      • Workers Compensation
      • Bonds
    • Coverage for Your EmployeesImage of right arrow
      • Employee Benefits
      • Small Business Retirement Plans
      • Employer-Sponsored Retirement
      • Group Benefits
      • Group Disability Insurance
      • Voluntary Benefits
      • Retiree Health Coverage
      • Group Health Insurance
      • Disability Insurance
      • Individual Life Insurance
  • Get A Quote
  • Resources
    • Refer a friend
    • Important Links
    • Insurance Glossary
  • Contact
Auto Icon

Auto & Home

We browse through a wide variety of coverages and find the right one for you.

Learn More
Business Icon

Business

We browse through a wide variety of coverages and find the right one for you.

Learn More
Health & Life Icon

Health & Life

We browse through a wide variety of coverages and find the right one for you.

Learn More
Employee Benefits Icon

Employee Benefits

We browse through a wide variety of coverages and find the right one for you.

Learn More
Farm & Crops Icon

Farm & Crops

We browse through a wide variety of coverages and find the right one for you.

Learn More
Home > Blog > What Insurance Do You Need on a New Farm?
WEDNESDAY, APRIL 2, 2025

What Insurance Do You Need on a New Farm?

Starting a new farm is an exciting but expensive venture that offers as much risk as it does reward. This is why insurance is recommended for farmers to protect their assets and income in case of a lawsuit or accident. However, not all insurance policies are created equally and it is important to find the right policy for your farm’s needs. brown hay on tractor under white and blue sky during daytime

What is Farm Insurance?

Farm insurance is a term used to refer to the various types of business insurance geared to specifically cover the unique risks faced by farms and everyone involved with them from owners to farmhands to visitors.

Important coverage options often available include:

Farm Dwelling Insurance

Farm dwelling insurance protects buildings you live in that may be on the farm’s property along with attached structures, such as a farmhouse and rental properties. This insurance helps cover you against loss or damage to your livable structures caused by fire, wind, hail, lightning, smoke, theft, vandalism and more.

Crop Insurance

Does your farm rely heavily on crops for income during certain months out of the year? Damage to or loss of these crops and cause significant financial damage to your farm’s income. Crop insurance offers compensation for crops that are lost or damaged due to floods, hail, drought and other extreme weather.

Farm Equipment Insurance

Farms operate primarily with the use of expensive equipment such as tractors and ploughs. Farm equipment insurance can step in and provide compensation for repairs or replacement if your expensive farm equipment stops working due to sudden breakdowns, fire, bad weather and more.

Livestock Insurance

If you have livestock on your farm, you will need to insure them, as well. Livestock such as pigs, cows and buffalo can be incredibly expensive. If your livestock passes away due to a collision with a vehicle or other accident, livestock insurance can provide compensation.

Farm Auto Insurance

The majority of farms use trucks and other vehicles to transport equipment and products. Farm auto insurance is a form of commercial auto insurance that provides coverage such as comprehensive, collision, liability, medical payments and uninsured/underinsured motorist.

When in doubt, shop around and ask your insurance agent about specific coverage for your farm.

Posted 10:00 AM

Tags: farm insurance
Share |


No Comments


Post a Comment
Required
Required (Not Displayed)
Required


All comments are moderated and stripped of HTML.

NOTICE: This blog and website are made available by the publisher for educational and informational purposes only. It is not be used as a substitute for competent insurance, legal, or tax advice from a licensed professional in your state. By using this blog site you understand that there is no broker client relationship between you and the blog and website publisher.
Blog Archive
  • 2025
  • 2024
  • 2023
  • 2022
  • 2021

  • home insurance(11)
  • farm insurance(9)
  • auto insurance(7)
  • business insurance(6)
  • life insurance(5)
  • employee benefits(3)
  • health insurance(2)
  • bop(2)
  • medicare(2)
  • mobile home insurance(1)
  • health(1)
  • construction(1)
  • condo insurance(1)
  • workers compensation insurance(1)

View Mobile Version

Contact Us Today!
605-225-4270

Social Social

Resources

  • Products
  • Payment Options
  • News
  • About Us
  • Refer A Friend
  • Our Carriers
  • Blog
  • Contact Us

Contact Us

405 NW 8th Avenue, Suite 204
Aberdeen, SD 57401

Main Office: 605-225-4270Toll free: 800-456-5167
© Copyright. All rights reserved. | Powered by Insurance Website Builder